BPK & CO
Property Portal Ltd
FINANCE
We've partnered with companies that has a proven track records of finding the correct finance packages for you at an affordable rate.
Our partners are experts at finding our clients not just a finance package, but a finance package that fits their wants, needs and requirements.
With access to the whole market, our partners can not only assist you, but also show you what your prospective possibilities are.
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Our Partners are happy to call you back at a convenient time and date to discuss your alternatives.
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Your home / property may be repossessed if you do not keep up repayments on your mortgage
First Time Buyers
A first time buyer is defined as an individual or individuals who have never owned an interest in a residential property in the UK or anywhere else in the world and who intends to occupy the property as their main residence.
Remortgage
Remortgaging is the process of moving your mortgage on your existing property from one lender to another.
Your new mortgage will then replace your old one.
You may want to remortgage if you are:
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coming to the end of your existing rate
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looking for a better deal than your current lender can offer
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planning to borrow more money against your property
Buy- to - Let Mortgages
A Buy to Let mortgage is for people looking to buy a property to rent out, rather than live in it.
Most Buy to Let mortgages are interest only. This means that the monthly repayments will only pay off the interest, not the amount owed on the mortgage (known as capital). Instead, the capital will be paid off in full at the end of the agreed term.
Help to Buy Mortgages
Help to Buy is a government scheme designed to give first-time buyers a helping hand, or assist home movers with limited equity. Under Help to Buy, you only need to provide 5% of a home’s value as a deposit.
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Commercial Mortgage
Commercial mortgages are medium to long-term loans that can be used to fund the purchase of business premises, or to buy an existing business.
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Commercial mortgages are sometimes called business mortgages.
You can also use a commercial mortgage to release capital from an existing building, which can be invested back into your business.
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Commercial mortgages can also be used to buy an investment property that can be rented or leased to another business.
Bridging Loan
A bridge loan is a type of short-term loan, typically taken out for a period of 2 weeks to 3 years pending the arrangement of larger or longer-term financing. It is usually called a bridging loan in the United Kingdom, also known as a "caveat loan," and also known in some applications as a swing loan.
*BPK and Co Property portal does not offer any financial advice and you should always seek regulated advice.